As a business owner or independent contractor you may need workers’ compensation insurance to protect employees who are injured on the job and to comply with workers’ compensation laws.
Workers’ compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.
Workers’ Compensation provides for the payment of four types of benefits:
- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits
Let Insurance Associates Help
Running a business gives you enough to think about. Get the peace of mind that comes with knowing your employees have the protection they need and deserve. Contact Insurance Associates today!