Why you need it
A small accident can add up to a large loss for even the most successful business. If you’re held legally liable for certain injuries or property damage, virtually all of your business’s assets could be used to pay a settlement or judgment.
Why risk what you’ve worked so hard to build?
Commercial umbrella liability coverage can protect the financial future of your business. It’s affordable, so the extra protection doesn’t mean a big impact on your bottom line.
How it works
A commercial umbrella liability policy does just what the name “umbrella” implies. It adds additional liability protection over the general liability and auto liability limits of your primary commercial policies. We understand no two businesses are alike, so we offer commercial umbrella policies with limits of $1 million and up to suit different needs.
Understand your risks
Every business has liability issues to consider. To best understand the need for commercial umbrella coverage, it helps to be aware of some potential situations that could arise, including:
- You’re found liable for a customer’s injury at your business
- One of your products causes illness and/or injury to an end user
- An employee in a company vehicle is at fault for an accident causing injuries to a third party
- Your operation causes a fire that destroys neighboring businesses
Running a business gives you enough to think about. Get the peace of mind that comes with knowing your business has the protection you need and deserve.